Related Party Transactions and Outside Related Director Information

Farmers Capital Bank Corporation (FFKT)

3/30/2006 Proxy Information

J. Barry Banker is the son-in-law of Dr. John P. Stewart, an Advisory Director (and Chairman Emeritus) of the Corporation.

The bank subsidiaries of the Corporation have had and expect in the future to have banking transactions in the ordinary course of business with Directors and Executive Officers of the Corporation and their affiliates. All loans to and deposits from such persons or their affiliates were made in the ordinary course of business and have been on substantially the same terms, including interest rates and collateral on loans, as those prevailing at the same time for comparable transactions with others, and have not involved more than the normal risk of collectability or presented other unfavorable features.