Related Party Transactions and Outside Related Director Information

Abington Community Bancorp, Inc. (ABBC)

4/5/2006 Proxy Information

In accordance with applicable federal laws and regulations, Abington Bank offers mortgage loans to its directors, officers and employees as well as members of their immediate families for the financing of their primary residences and certain other loans. These loans are made on substantially the same terms as those prevailing at the time for comparable transactions with non-affiliated persons. It is the belief of management that these loans neither involve more than the normal risk of collectibility nor present other unfavorable features.